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Otherwise, you’re essentially giving the government a free loan and letting it collect interest. With a little effort you can hold on to more of your money at tax time.

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BEIJING (Reuters) – Executives from Chinese companies specialising in offering consumers small, easy-to-get loans became something. zeroing in on the fast-growing and loosely-regulated market for unsecured “cash loans”. On.

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The advertisements online and on social media promise fast cash for part-time work. Many of them, attracted by the easy money on offer, still sign up. Invariably, most get arrested for breaking the law and could end up doing hard time.

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Consumer groups that don’t like payday loans characterized the industry negatively before it got organized, he said. "The industry was young, hadn’t really been well-explained by the industry, and wasn’t very well understood by legislators.".

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