What Is A Store Credit

Getting a deal during the holidays is a great American tradition. So when a sales clerk cheerfully asks, “Would you like to save 20 percent on your purchases today by opening a card with us?” it fits right in. But the reality sounds a lot less.

Dear Everyone Who Has Ever Offered Me A Store Credit Card, I don’t want a store credit card. I really don’t. I haven’t wanted any kind of credit card since I got my first one at age 18 and maxed it out in an eBay bidding war over a pair of.

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If you say that you’ve never been tempted — not even once — at the checkout counter by an offer to save up to 20 percent off your purchase simply by applying for a new store credit card, you’re probably lying. We’ve all been faced with those.

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I have a problem with a department store credit card. For four months, this store showed on my statement that I had a $170 credit. I finally took the statement to the store, which verified that I did have a credit and allowed me to use it to.

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Getting a deal during the holidays is a great American tradition. So when a sales clerk cheerfully asks, “Would you like to save 20 percent on your purchases today by opening a card with us?” it fits right in. But the reality sounds a lot less.

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If you say that you’ve never been tempted — not even once — at the checkout counter by an offer to save up to 20 percent off your purchase simply by applying for a new store credit card, you’re probably lying. We’ve all been faced with those.

The offer could tempt anyone buying holiday gifts: Open a store credit card and save 20 percent on your purchase. The smiling sales clerk makes it sound like a no-brainer, and explains there are absolutely no fees. You’ll even get alerts.

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Features merchandise from the US department store, including fashion, jewelry, electronics, toys, and gifts.

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